NTSCU - TERM SHARE CERTIFICATES

EFFECTIVE 7/7/08

Certificate Term	Minimum Balance	Dividend Rate	Annual Percentage Yield*	Minimum Balance	Dividend Rate	Annual Percentage Yield*
6 Months	$1,000.00	3.59%	3.65%	$99,000.00	3.68%	3.75%
12 Months	$1,000.00	3.83%	3.90%	$99,000.00	3.88%	3.95%
18 Months	$1,000.00	3.97%	4.05%	$99,000.00	4.02%	4.10%
24 Months	$1,000.00	4.02%	4.10%	$99,000.00	4.07%	4.15%
36 Months	$1,000.00	N/A	N/A	$99,000.00	N/A	N/A

 *The Annual Percentage Yield is the rate that is earned if the funds are left to compound for ONE YEAR. All dividends are paid monthly.  A penalty may be imposed for early withdrawal on term share certificates. Annual Percentage Yields are effective 7/07/2008.  Dividend Rates are reviewed periodically and are subject to change without notice

If you are interested in maximizing your return and feel safety, security, and market fluctuations are important considerations to an investment strategy, a fixed rate NTSCU Term Share Certificate might be the best option for you. 

You can build your Term Share Certificate Portfolio by using a "ladder" strategy.  With our flexible terms that range from 6 to 24 months, you'll always have funds available to reinvest to achieve current market yields based on current interest rates. 

Your money is not at risk because your account is federally insured by the NCUA (National Credit Union Administration), an agency of the federal government.

  click here to begin the application process, or call us at 847-675-6610 for more details. 

*The Annual Percentage Yield is the rate that is earned if the funds are left to compound for ONE YEAR. All dividends are paid monthly.  A penalty may be imposed for early withdrawal on certificates. Annual Percentage Yields are effective 06/01/2007.  Dividend Rates are reviewed periodically and are subject to change without notice.